Richard Smith Team - Loan Process

Contact Us
Apply Online

About Richard Smith
Our Reviews
Mortgage Calculators
What Size Loan Can I Qualify For? How Much Will My Monthly Payments Be? Renting vs Buying Should I Refinance? All Our Mortgage Calculators
Mortgage Reports
7 Things You Should NOT Do When Applying For A Home Loan The Top Mortgage Questions You Must Ask Before Applying Checklist Of Items Lenders Need To Approve Your Loan Application How To Finally Stop Renting And Own A Home Of Your Own Important Terms You Must Know BEFORE Obtaining A Mortgage Protecting Yourself From Identity Theft! 12 Secrets To Lowering Your Homeowners Insurance Cost Special Report Exposes All Of The Fees Charged At Settlement Money & Time Saving Tips For A Successful Move
Credit 101
[Video] Credit Score Basics [Ecourse] - Quickly & Legally Raise Your Credit Score [Report] - 3 Quick Tips For Repairing Your Credit Report
Homes For Heroes
Apply Online

The Mortgage Loan Process

Call us at (832) 887-1300 or Start Your Journey to Home Ownership Here

Home
Apply Online Now
Site Map
Privacy Policy

We Make IT Happen!

Southwest Funding. NMLS#32139 Richard SmithResidential Mortgage Loan Originator NMLS# 220593

24285 Katy Freeway, Suite 300
Katy, Texas 77494

Phone: (832) 887-1300

Texas Mortgage Banker Disclosure

Pursuant to the requirements of Section 157.007 of the Mortgage Banker Registration and Residential Mortgage Loan Originator License Act, Chapter 157, Texas Finance Code, you are hereby notified of the following:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CASUED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIUMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV.