Complete The Form Below To Determine If You
Are Eligible For The HARP 2.0 Program & Also Receive A Free Rate Quote 

Determine HARP 2.0 Eligibility
Plus, Receive A Refinance Rate Quote

Please complete the form below so we can determine if your loan is HARP 2.0 Eligible and if it is, we will send you a Refinance Rate Quote.
















By supplying me with your address information, you are granting your permission for me to find out who owns you loan so we can determine if you are eligible for the HARP 2.0 program. Also, by supply your email and phone, you are granting permission for me to communicate with you personally via Email or Phone. Don't worry! We Hate Spam and we will not rent or sell your information.

If you have any questions or concerns, please don't hesitate to call my office at (832) 887-1300 or email me at richard@richardsmithteam.com . I am here for you!


Photo of Richard Smith

Richard Smith
HARP Program Specialist

Email: richard@richardsmithteam.com

Phone: (832) 887-1300


Contact Richard Smith, your Texas HARP Refinancing Expert, to setup a free consultation to determine if you are eligible for the HARP program. I will be honored to work with you!


Mpire Financial NMLS #2108504
Richard Smith
Phone: (832) 887-1300



Texas Mortgage Banker Disclosure

Pursuant to the requirements of Section 157.007 of the Mortgage Banker Registration and Residential Mortgage Loan Originator License Act, Chapter 157, Texas Finance Code, you are hereby notified of the following:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CASUED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIUMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT http://WWW.SML.TEXAS.GOV.

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